Getting pre-approved by a reputable lender should be the very first thing all buyers do before they begin to look for a new home.
It’s so exciting to decide you are ready to get out and look for a new home and if you take the right steps, in the right order, you can get through the process with much less stress and hopefully no big disappointments.
Be sure to get your pre-approval in place to ensure you do not become one of the disappointed. You could find your dream home, then learn from your loan officer it is outside of your price range or that they have some items that need to be taken care of first in order to provide your pre-approval.
Finding a good and reputable lender is important. Realtor’s in general are likely to have lender’s which have a proven history of taking excellent care of their buyer’s. If you’re in need of a referral for a good and reputable lender just let me know, I’m happy to assist you in taking that very important first step in buying a new home!
Getting pre-approved doesn’t cost you a thing and lender programs may vary from one to another. Don’t hesitate to meet with more than one to learn what they can do to assist you and what type loan is the best fit for you.
Be sure to choose a loan officer who you feel you have made a good connection with, who provides you thorough information, answers all your questions in a way you understand and responds to your calls and emails in a timely manner.
Your loan officer will provide you with the pre-approval letter that will be included in any offers you decide to make. This letter lets the seller know you are a strong and serious buyer who is fully pre-approved and ready and able to purchase their home!